Free Mortgage

There are several different services that I would currently love to take advantage of; like a nanny for instance. I would love to have a Mary Poppins like nanny to entertain my “high intensity” child, change his hazardous dirty diapers, and be the stand in for the frantic whiny pant grabs all whilst making everything a song.

I’d love a housekeeper, a personal shopper, a landscaper, an interior designer, a personal chef, a first birthday event planner and a personal assistant. It’s not that I’m lazy; just the opposite. I’m an efficiency crazed, go big or go home, perfectionistic, challenge-aholic and I, for some reason, just can’t manage to get it all done. I don’t know why.

But alas, my dreams of having everything I want, the way I want it will have to wait. Because we have a kid. And kids are expensive. And we’re planning a wedding. And weddings are expensive. And although I make out all right at this mortgage gig, money is not yet busting out at the seams of my mattress.

I cannot hire these people because we cannot afford it right now. How do I know? Because I have called and asked their rates. Because I have scoured websites and know that there is no flipping way we can hire a landscaper regardless of the fact that our front lawn has become one massive weed fest where all the weeds have invited their little weed buddies to come hang out in our front yard mocking us. Our neighbors love it though.

But what about mortgage brokers? How much does it cost to hire one of those?

That’s the thing. It doesn’t. Not unless your credit resembles my son’s diapers or we’re talking about a commercial property, our services are 100% free to you, the consumer.

Let me put it another way: using a mortgage broker doesn’t cost you a penny. Or how about this way: Mortgage broker = free mortgage. And just in case you’re still a little unclear, how about this: FREE.

Now that we have that out of the way, there is no reason for you NOT to sit down with a mortgage broker. What are you waiting for?? Think of it as a no obligation, free assessment of when you can buy a home.

If you just said to yourself, “oh, well there’s no point in talking to a mortgage broker right now since we can’t qualify for a mortgage because of X”, please, read my next blog post. It will be written just for you.

Kerry Reid is a Licensed Mortgage Professional with Modern Mortgage Group, a franchise of Dominion Lending Centres, in Sooke, BC. She recently teamed up with Kari Stauble, also a Licensed Mortgage Professional with Modern Mortgage Group, to become the powerhouse team Kerry and Kari, Licensed Mortgage Professionals. Don’t worry. We’re on it. http://www.kkmortgages.com

Congratulations to the 2014 Hermann Gmeiner Award Winners!

So here’s a little about me: growing up, it was just me and my mom. My mom had many struggles to contend with on a daily basis as a single parent but on top of that was breast cancer in her early thirties, a good ‘ol dose of family drama, and the not so great coping mechanism of alcohol. So yeah, you could consider me a latchkey kid.

Home was less than stable and didn’t always feel safe. For me, a “carefree” childhood was an enigma similar to a unicorn. This made everything that much more challenging; staying focused at school, having a social life, creating a sense of self.

I ended up excelling at school and doing all right in the friends department but it would take a long time before I had a semblance of a sense of self. Heck, I’m still working on it!

That’s why I am in love with SOS Children’s Villages and a proud supporter of SOS Children’s Village BC. They work with children who are orphaned, abandoned or neglected. They give these children the opportunity to build lasting relationships within a family. Their family approach is based on four principles: Each child needs a mother, and grows up most naturally with brothers and sisters, in his or her own house, within a supportive village environment.

Their Vision is beautiful:

EVERY CHILD BELONGS TO A FAMILY
Family is the heart of society. Within a family each child is protected and enjoys a sense of belonging. Here, children learn values, share responsibilities and form life-long relationships. A family environment gives them a solid foundation on which to build their lives.
EVERY CHILD GROWS WITH LOVE
Through love and acceptance, emotional wounds are healed and confidence is built. Children learn to trust and believe in themselves and others. With this self-assurance each child can recognise and fulfil his or her potential.
EVERY CHILD GROWS WITH RESPECT
Each child’s voice is heard and taken seriously. Children participate in making decisions that affect their lives and are guided to take a leading role in their own development. The child grows with respect and dignity as a cherished member of his or her family and society.
EVERY CHILD GROWS WITH SECURITY
Children are protected from abuse, neglect and exploitation and are kept safe during natural disaster and war. Children have shelter, food, health care and education. These are the basic requirements for the sound development of all children.

~From SOS Children’s Villages International website.

This organization, both internationally and locally, does great work and improves the lives of so many children. Recently, the 2014 Hermann Gmeiner Award was handed out to two individuals who were cared for in their program as children, and who have distinguished themselves in terms of their social, cultural, athletic or career accomplishments. Their stories are inspiring and put my own in perspective.

Congratulations to the winners, Maya Dhal and Deepak KC, to the 100 finalists and 279 nominees.

And a standing ovation to SOS.


I am passionate about helping others create a place they can feel comfortable, safe and call home. Call me to discuss how we can get you that home.

For more information on SOS Children’s Villages BC please see their website.

To donate, click here.