Do this one thing and everyone will like you.

The fact of the matter is, even if you were to give everyone $1000, turn water into wine and give free unicorn rides there would still be people who didn’t like you.

There would be those people who would resent you for having enough money to give everyone $1000. And the Lord knows there are people who are ready to crucify those who can turn water into wine. And if you can believe it, some people think unicorns aren’t real anyway and would be cynical about your generous offer.

So, based on all the empirical research I’ve done, there is nothing you can do that would make everyone like you. And with that little nugget, we can all breathe a sigh of relief.

Why? Because no matter what you do, what you say, how much you temper who you are, there are going to be people who hate your guts. Awesome, right??!! No? Well, let me put it this way:

You have nothing to lose by just being yourself but everything to gain.

When you are true to yourself you will attract others who like you for you; not that lukewarm, watered down version of “you” that you’re putting out there so others will like or accept you. You will expend way less energy trying to figure out “how you should be” and worrying about what others think; energy that can be used for good and not evil. You get to just BE. And that is freaking fantastic. Kinda like this:

Then that other person has the opportunity to decide for themselves if they like that or don’t. And let me be honest with you, you’re going to win some and lose some. But personally I’d rather win connections that appreciate my cheeky, sarcastic, line pushing side and be my genuine self than to win connections that think I’m someone I’m not and have to compromise my honesty, integrity and sense of self.

Why do I bring this up? Well it seems the universe really wants to solidify this concept for me as it has come up in various ways this last week. First, I heard through the grapevine that someone wasn’t keen on my last blog post; to that I say, “c’est la vie” and you probably shouldn’t call me for a mortgage. Second, Kari and I were having a conversation about why some of our contacts will choose to deal with one of us, almost exclusively, over the other. And to that I say, at least you’re talking to one of us.

Lastly, a friend of mine posted a beautiful status update on Facebook the other day in response to the meme question “I wonder if anyone ever looks at me and thinks ‘Wow. She’s beautiful’”. She very eloquently proves my point with her personal observation:

“On my first evening in Paris, earlier this year, I was walking along the Seine and I experienced my first French cat-call. What happened was that one man called out to me to essentially ‘come visit him.’ As my cheeks burned a little and I walked past, the man sitting next to him said (also in French): ‘Well she’s nothing special.’ Then the first guy explained to his friend that he liked the shape of my lips and chin. Weird. Anyway, the experience felt a bit cutting for a moment and then I suddenly felt incredibly free, because in that moment was the glaring and inescapable reality of the variation of preferences.

The attached poster reminded me of this experience. I see so many men and women all the time who, through my lens, are so beautiful and do not in many ways fit the beauty ‘standards’ of pop culture. Here’s a messy reality: Some people find a certain look attractive and others find that same look unattractive or are disinterested. There is nothing you can do, no recipe for a perfect appearance you can follow that will be liked or disliked by everyone. So to the person who wrote this, yes someone probably looks at you and thinks: Wow, she’s beautiful. And someone else probably looks at you and might think you’re ugly. That might or might not feel ok. But I have this hope that eventually it will feel just fine for everyone.”

So although at times it is going to sting, I will continue to put my authentic self out there, curse words and all. If my personality resonates with you; great, let’s be friends. If it doesn’t, that’s okay too. Either way, I wish you the courage to also put it all on the line.


Kerry Reid is a Licensed Mortgage Professional with Modern Mortgage Group, a franchise of Dominion Lending Centres, in Sooke, BC. She recently teamed up with Kari Stauble, also a Licensed Mortgage Professional with Modern Mortgage Group, to become the powerhouse team Kerry and Kari, Licensed Mortgage Professionals. Don’t worry. We’re on it.


F%ck The Banks. And other tag line discards.

Since two heads are better than one, and I always like to be the best, I have partnered up with the fabulous Kari Stauble to become the world’s answer for mortgages.

karikerry (4 of 17) cropped

We’ll be the Bonnie and Clyde, Hansel and Gretel, Turner and Hootch of mortgages. Orrr… maybe not those, but we will be a pretty fine dynamic duo taking down the mortgage scene in Canada. Well, maybe not Canada (although we could if wanted to) but definitely BC and most definitely Vancouver Island. And we’re going to OWN Sooke, BC. That I know for sure.

So now that it’s “just the two of us” and we’ll make it if we try, we needed to come up with some new branding. I’m pretty sure we hit it out of the park, but you be the judge. However, if you don’t like it, don’t judge. We’re not one for negativity.

kerry kari logo italic

“We’re on it”. What more do we need to say for a tag line? It’s professional; it’s punchy. It conveys trust, resourcefulness, tenacity and spunk. It’s pretty darn sexy. But it wasn’t our first choice. Noooo. We had a whole Friday of tossing one-liners back and forth, complete with mental breakdown giggle fit, before we arrived at this keeper. And here, for your reading pleasure, are those discards.

Kerry | Kari…

…Fuck the Banks

…Mortgages that don’t make you want to blow your brains out

…Ebony and Ivory

…At your service. On your side.

…Making the Mortgage Magic Happen

…We make mortgages sexy

…Your mortgage escorts

…Your first and only mortgage stop

…Your Mortgage Matchmakers

…Sister and Sista

…Salt and Peppa (which lead to…)

…p-Push it. PUSH IT REAL GOOD.

I know. There was some gold in these tag lines. And we had fun. We want you to have fun too so we are giving away a $50 gift certificate to the restaurant of your choice for one lucky fan. All you have to do is:

  1. Like the new KK Mortgage Facebook page (here)
  2. Share this blog post on FB
  3. Leave a comment on our pinned post telling us your favorite tag line discard and your restaurant choice (here)

The winner will be announced and contacted July 31st!

Nailed it.

I’m not racist, but you people…

I’m black. And although I live in beautiful British Columbia, Canada, in my 30+ years I’ve actually only heard these words uttered a handful of times. And you know what followed next was definitely racist.

So it caught me a bit off guard when someone said to me, “What is it you people do anyway?” In the moments it took me to comprehend the question asked, I’m sure my face had contorted from a look of shock, to disdain, and then to humorous relief when I realized they were asking me about my job.

I get that question a lot – albeit not usually with a lynching undertone – so here’s the answer:

I help people find the best mortgage product for their needs by shopping around at over 90 lenders to find the best rate and product at no cost to them so long as they are qualified borrowers (read: don’t have super challenging credit). And if they do have a ghetto credit report I can still help, but it’s gonna cost ya. Kinda like a payday loan.

“Oh, I see. So you’re the same as the mortgage guy at my bank”. Yeah, no. That’s like saying all Asians look the same. What are you, racist?

Here’s the deal. In Canada there are people who are trained, tested and licensed to offer mortgage advice and then there are people who, because of a loophole, can call themselves Mortgage Experts, Mortgage Advisors, Mortgage Specialists, Mortgage Professionals, Mobile Mortgage Specialists, etc. and not be licensed. These are the people who work directly for financial institutions.

Don’t get me wrong, just because someone is not a trained chef doesn’t mean their fried chicken can’t be good. But, if you’re looking for fried chicken, do you go to the place that specializes in fried chicken or the burger joint that also has fried chicken on the menu? Mmmm, fried chicken

Put another way, if you were looking to buy a car and went to a Ford dealership, do you think they would recommend a Chevy to you? No, they would do their darndest to show you why you should buy a Ford. If the Chevy is the best car for your needs, is their argument going to make the Ford a better buy? No! But if the Ford sales guy came to your house and brought the car with him would that make it a better car for you? HELL NO!

The best car for you will always be the Chevy, no matter what the Ford guy tells you, and the only way to know that would be with independent, unbiased assistance. Can I get an amen?!

A Licensed Mortgage Professional that is not restricted to a specific lender will give you qualified, unbiased assistance in finding the best mortgage product at the best rates that fits your needs. No lemons. AMEN.

So here’s your call to Jesus: always use a Licensed Mortgage Professional with a credible Mortgage Brokerage firm for all your real estate financing needs.

If I’ve offended anyone in the making of this blog post, that’s okay because I’m Black and I can say this kind of stuff. Unless you’re offended by my use of Ford and Chevy as my examples, then I’m sorry.

Oh, and it’s not racist if it’s a compliment.